Terms of Use

Terms and conditions for using YooDoo and our services.

TERMS AND CONDITIONS OF USE

Last updated: 26 May 2026

INTRODUCTION AND LEGAL TERMS

By accessing or using our software YooDoo or any associated website or application (collectively, “the Platform”), or any of our services, you agree that you have read, understood, and agree to be bound to the terms and conditions contained herein (“Terms”). All rights in and to the content of the Platform always remain expressly reserved by Predictive Data Science.

These Terms explain the conditions applicable to how you will use the Platform and our Services. Please read these Terms carefully before using the Platform or subscribing for our services. We will assume you have read and understood these Terms if you continue to access or make use of our Platform.

Please pay specific attention to the BOLD paragraphs of these Terms. These paragraphs limit our risk or liability, constitute an assumption of risk or liability by you, impose an obligation on you to indemnify us or is an acknowledgement of any fact by you.

The terms "end user", “you" and “your” are used interchangeably in these Terms and accordingly refer to you, as a restaurant owner and user of YooDoo. Accordingly, the terms “us”, “our” or “we” refers to Predictive Data Science or our possession.

OUR SERVICES

What Our Platform Offers

YooDoo is a software platform for restaurant operators that translates demand forecasts and operational data into practical, on-the-floor decisions. It surfaces clear insights and recommended actions that restaurant managers can use during service, and it enables feedback from the floor to be captured and shared with restaurant leadership to support continuous improvement. The Platform is currently designed for use in quick-service and fast-casual restaurant environments and may be made available through messaging-based interfaces such as WhatsApp (where enabled) (“Services”).

License for Use

Subject to your compliance with these Terms, Predictive Data Science grants you a personal, revocable, non-exclusive, non-transferable, and non-assignable license to access and use the YooDoo software and related Services solely for your internal business purposes. This license does not grant you any rights to the underlying software code, intellectual property, or any rights not expressly set out in these Terms. All rights not expressly granted to you are reserved by Predictive Data Science and its licensors. You may not sublicense, distribute, modify, reverse engineer, or otherwise exploit the software except as expressly permitted by these Terms or with Predictive Data Science’s prior written consent.

Service Disclaimers

YooDoo provides analytics, insights, alerts, and recommended actions intended to support operational decision-making in a restaurant environment. Unless we expressly agree otherwise in writing, any outputs, recommendations, prompts, or suggested actions provided through the Platform (including via messaging-based interfaces such as WhatsApp, where enabled) are for general informational purposes only and do not constitute professional, financial, legal, safety, food-safety, health, employment, or compliance advice, nor a guarantee of any specific operational or business outcome. You remain solely responsible for all decisions made, actions taken, and results achieved in reliance on the Platform, including staffing, pricing, service, safety, customer interactions, and compliance with applicable laws, permits, and industry standards.

You acknowledge that the accuracy, quality, and usefulness of the Services depend on the completeness, accuracy, timeliness, and relevance of the data and information made available to the Platform (including point-of-sale, inventory, labour, supplier, customer, or other operational data, and any inputs provided by you or your personnel). We do not warrant that the Services will identify all issues, risks, anomalies, or opportunities, or that any recommendation will be correct, complete, or suitable for your circumstances. You are responsible for validating outputs and for implementing appropriate controls, training, and oversight in your operations.

Where the Services rely on, integrate with, or are delivered through third-party systems, networks, devices, or channels (including WhatsApp or any telecommunications provider), we do not control those third parties and we do not warrant their availability, performance, accuracy, delivery times, security, or continued operation. Without limiting the general disclaimers in these Terms, we are not responsible for delays, non-delivery, message filtering, loss of messages, or other issues arising from such third-party systems or connectivity, and you are responsible for maintaining suitable devices, connectivity, permissions, and security settings for your use of the Services.

REGISTERING WITH YOODOO

Registration and Onboarding Information: To register for and use the Services, you must create an account (or be onboarded by us) and register each restaurant location, outlet, or store you wish to use with YooDoo (each a “Location”). As part of the sign-up and onboarding process (and on an ongoing basis), you must provide all information reasonably requested by us to configure and deliver the Services for each Location, which may include (without limitation) point-of-sale data (including via API access and any required credentials, tokens, permissions, and authorisations), menu and product information (including recipes and ingredient inputs where applicable), operating hours, staffing contingent/rosters, production planning information, and manager and authorised user details. You acknowledge that certain features of the Services may not be available, or may be limited, until the relevant Location is registered and the required onboarding information and integrations are completed.

Accurate Information: You agree to ensure that all onboarding information and data sources you provide or connect are accurate, current, complete, and kept up to date, and that you have all rights, permissions, and authorisations required to provide such information and to enable any integrations (including with your POS provider). You are responsible for configuring and maintaining any integrations (including API connections) in accordance with our technical requirements and any third-party terms. We may suspend, limit, or delay the Services (in whole or in part and for one or more Locations) where required onboarding information is not provided, integrations are not enabled or maintained, access is revoked, or the information supplied is inaccurate, incomplete, or not reasonably fit for purpose.

Warranty: By registering for the Services and sharing personal data with us, you warrant that (a) you are authorised to create the account and register each Location, (b) you (and any persons you authorise to use the Services) have the necessary authority to provide the onboarding information and connect data sources, and (c) the information you provide is accurate and not misleading. You are responsible for maintaining the confidentiality of account credentials, for all activity that occurs under your account (including by any managers or other authorised users), and for promptly notifying us of any unauthorised access or suspected security incident. Please see our Privacy Policy for more details on how we use and process personal data.

Account Credentials and Authorised Users: You must ensure that all usernames, passwords, access tokens, API keys, and other access credentials used to access the Platform or connect integrations are kept secure and confidential, are not shared except with your authorised personnel, and are managed in accordance with good security practices. You are responsible for all acts and omissions of your managers, employees, contractors, and other users you authorise to access the Platform or Services (each an “Authorised User”), and you must ensure that each Authorised User complies with these Terms. We may require you to designate an account administrator and may rely on instructions from such administrator in relation to account and Location administration.

Verification and Acceptance of Registration: We may require reasonable information to verify your identity, authority, and Location details, and to validate integrations and data sources. We may accept, reject, or place conditions on any registration request (including for a Location) in our reasonable discretion, including where we suspect fraud, unauthorised access, misuse, or non-compliance with these Terms, or where required onboarding information is incomplete. Registration is not complete until we confirm activation (which may be done via the Platform or in writing).

Location Additions and Changes: You may add new Locations by registering them through the Platform (or as otherwise agreed with us) and completing any required onboarding information and integrations for each such Location. You must promptly update Location details (including ownership, address, operating hours, POS provider changes, menu changes, or management changes) where such changes may affect the Services. We may treat material changes to a Location’s data sources or operations as requiring re-onboarding or re-validation of integrations.

PAYMENT TERMS

Subscription Fees and Payment Terms: YooDoo is provided on a paid annual subscription basis. The annual subscription fee, paid monthly, will be based on the software models and/or modules you select (and, where applicable, the number of Locations and/or other usage parameters agreed with you) and will be communicated to you via the Platform, an order form, quotation, or written confirmation (the “Fees”). By activating the Services (or any Location or model/module) you agree to pay the applicable Fees.

Billing, Payment and Authorisation: Fees are billed monthly in advance (unless we agree otherwise in writing). You authorise us (or our third-party payment processor) to invoice you and/or collect payment using the payment method you provide, including by recurring card charge and/or debit order, as applicable. You must ensure that your billing details and payment method remain valid and up to date. If any payment is rejected, reversed, or not received on the due date, we may (without limiting any other rights) reattempt collection, charge any reasonable bank or processing costs we incur, suspend access to the Services (including for one or more Locations), and/or terminate your access in accordance with these Terms.

Taxes: All Fees are exclusive of VAT or similar taxes, unless expressly stated otherwise. You are responsible for any taxes, levies, duties, or charges applicable to the Fees, other than taxes on our income.

Changes to Fees and Models: We may change our pricing, billing structure, or available models/modules from time to time. Where reasonably practicable, we will give you prior notice of any Fee increase or material change to pricing that affects you, and such change will apply from the next billing cycle (or as otherwise stated in the notice). If you do not agree to the updated Fees, your remedy is to cancel or discontinue use of the affected Services before the change takes effect.

No Set-off; No Refunds: Fees are payable without set-off or deduction. Except to the extent required by applicable law or expressly agreed by us in writing, Fees are non-refundable, including for partially used billing periods, unused features, or suspended access due to your breach or non-payment.

RESPONSIBILITIES AND WARRANTIES

By using the Services, you, warrant that -

you have read and agreed to these Terms and will use the Platform and Services in accordance with them, including any onboarding requirements, technical requirements, and acceptable use restrictions;

you have not made any misrepresentations and all information you provide during registration, onboarding, and thereafter (including for each Location) is true, accurate, complete, and kept up to date;

you are above the age of 18 (eighteen) years old and have the legal capacity and authority to understand, agree with, and be bound by these Terms and to create an account and register one or more Locations;

you lawfully possess, control, and submit all information and data you provide or make available to Predictive Data Science (including via integrations such as POS APIs) and you have obtained all necessary rights, permissions, and consents (including from your personnel and third parties) for us to process such information and data to provide the Services, and you hereby indemnify Predictive Data Science against any third-party claims that may arise due to our processing of information and data shared by you with Predictive Data Science in accordance with these Terms;

you will not post, upload, replicate, or transmit any content that is or could reasonably be considered to be threatening, harassing, defamatory, abusive, racist, sexist, discriminatory, unlawful, in breach of confidence, in breach of privacy, or that restricts any other user from properly using the Platform or the Services;

you will not send any unsolicited electronic messages or use any software, routine, or device to interfere or attempt to interfere electronically or manually with the operation, functionality, integrity, or security of the Platform or the Services, including (without limitation) uploading or making available files containing corrupt data, malware, or viruses, attempting to gain unauthorised access, or defacing, altering, or interfering with the front end “look and feel” of the Platform or the Services or the underlying software code;

you will not infringe the intellectual property or other rights of any third party or Predictive Data Science, and you will not transmit content or data that you do not own or do not have the right to provide, publish, distribute, or make available to us and the Platform;

you will not use the Platform or the Services for any commercial purpose other than your internal business purposes as expressly permitted by Predictive Data Science under these Terms;

you will not use the Platform or the Services to breach any applicable law or regulation, or to perform or encourage any illegal activity, including (without limitation) promoting or facilitating money laundering or financial crimes; and/or

you will not facilitate or assist any third party to do any of the above;

you will keep your account credentials (including passwords, access tokens, API keys, and integration credentials) confidential, implement reasonable security measures to prevent unauthorised access, promptly notify us of any suspected compromise or unauthorised use of your account, and remain responsible for all activity conducted through your account and by your authorised users;

failing which, such action will automatically and immediately be deemed to be a material breach of these Terms, allowing Predictive Data Science to enforce all of our rights in the case of breach, including but not limited to denying you access to the Platform or the Services, reporting your actions to an applicable authority or instituting legal proceedings against you.

DATA PROCESSING

We will store and process all data you share with us in accordance with applicable data protection legislation, including the Protection of Personal Information Act 4 of 2013 (“POPIA”), and, where applicable, the EU General Data Protection Regulation 2016/679 (“GDPR”), and our Privacy Policy. To the extent we process Personal Information on your behalf in providing the Services, you appoint us as your operator (as defined in POPIA) and, where applicable, your processor (as defined in the GDPR), and you instruct us to process such Personal Information solely for the purposes of providing, maintaining, supporting, and improving the Services, performing our obligations under these Terms, and complying with applicable law. We will implement appropriate technical and organisational measures to protect Personal Information, ensure that persons authorised to process Personal Information are subject to appropriate confidentiality obligations, and will not engage another operator/sub-processor without appropriate protections. We will process, store, and maintain Personal Information only for as long as necessary to provide the Services and for any lawful retention periods, after which we will delete or de-identify it in accordance with our retention practices and applicable law.

Please see our Privacy Policy for more information on how we process personal data, including details on data subject rights (where applicable), cross-border transfers, and how to contact us regarding privacy queries or requests.

GDPR-Specific Terms: Where the GDPR applies to Personal Information processed in connection with the Services: (a) each party will comply with its respective obligations under the GDPR; (b) you are responsible for determining the lawful basis for processing and for providing any required notices to, and obtaining any required consents from, data subjects (including your employees and managers) for you to provide Personal Information to us and to enable use of the Services (including delivery via third-party messaging channels such as WhatsApp where enabled); (c) we will, taking into account the nature of the processing and the information available to us, provide reasonable assistance to you to respond to data subject requests and to meet your obligations relating to security, breach notification, and data protection impact assessments; (d) to the extent we transfer Personal Information outside the country/region in which it is collected, we will implement an appropriate transfer mechanism as required by applicable law (including, where applicable, Standard Contractual Clauses or another lawful transfer basis); and (e) to the extent required by the GDPR, the parties will enter into a separate data processing addendum (“DPA”) incorporating the mandatory processor terms under Article 28 of the GDPR, which will form part of these Terms.

MESSAGES AND HYPERLINKS

Data Messages between You and Predictive Data Science

Your data messages (including emails and support queries) are received only when we acknowledge or respond to them. Our data messages to you are received when they enter your email or messaging inbox and can be retrieved.

We may choose not to respond to messages containing obscene, threatening, defamatory, illegal, or inappropriate content, and may take appropriate action if necessary.

Internet and email messages may be intercepted, lost, or corrupted, and we are not responsible for their accuracy or security.

Hyperlinks, Deep Links, Framing

The Platform may include links to other websites ("other sites"). We do not own or endorse these other sites and are not responsible for the information, material, products, or services contained on or accessible through these other sites. Any hyperlinks do not imply any endorsement, agreement on or support of the content or products of these other sites.

We do not own the content on any other site which may be shown on the Platform. Should the owner of any content showcased on the Platform want the content to be removed, please contact us to request the removal of such content. Your access and use of the other sites remain solely at your own risk and on the terms set by the operator of any other site.

INTELLECTUAL PROPERTY

Platform IP: All Platform and software layout, content, material, information, data, software, icons, text, graphics, layouts, images, sound clips, advertisements, video clips, user interface design and layout, trade names, logos, trademarks, designs, copyright and/or service marks, together with the underlying software code, (“the intellectual property”) are owned (or co-owned or licenced, as the case may be) by Predictive Data Science, our shareholders, directors, and/or affiliates, whether directly or indirectly, and as such, are protected from infringement by domestic and international legislation and treaties.

User submitted IP: All rights to any intellectual property you provide to us will remain with you, but for which you have provided us with a revocable, non-exclusive, non-transferable, fully paid licence to use such intellectual property to provide you with our Services.

No Modification of IP: Subject to the rights afforded to you in these Terms, all other rights to all intellectual property on the Platform, the Services or Predictive Data Science are expressly reserved. You may not copy, download, print, modify, alter, publish, broadcast, distribute, sell, or transfer any intellectual property, editorial content, graphics or other material or the underlying software code whether in whole or in part, without our written consent first being granted, which consent may be refused at our discretion. No modification of any intellectual property or graphics is permitted. Should you breach these provisions, we and/or the rightful intellectual property rights owner may launch legal proceedings against you for a breach of contract, resulting in a claim of damages against you.

Updates: We reserve the right to make improvements or changes to the intellectual property, information, videos, graphics, and other materials on the Platform or within the Services, or to suspend or terminate the Platform or the Services, at any time without notice; provided that any transactions or functions already concluded, will not be affected by such suspension or termination (as the case may be).

Third Party IP: Where any intellectual property has been licensed to us or belongs to any third party (“third party IP”) all rights of use will also be subject to any terms and conditions which that licensor or third party imposes from time to time, and you agree to comply with such third-party terms and conditions. If there is a conflict between the licensing terms of third-party IP and these Terms, the licensing terms of the third-party IP shall prevail only in connection with the related third party IP. Predictive Data Science disclaims all liability related to any third-party components utilised in the Services. You acknowledge that Predictive Data Science is not the author, owner or licensor of any third-party IP, and we accordingly make no warranties or representations, express or implied, as to the quality, capabilities, operations, performance or suitability of third-party IP. Under no circumstances shall the Services or any portion thereof (except in respect of any third party IP contained therein) be deemed to be “open source” or “publicly available” software.

User License: Subject to adherence to the Terms, Predictive Data Science grants to you a personal, revocable, non-exclusive, non-assignable and non-transferable license to use and display all content and information on any machine within your network. However, nothing contained on the Platform or via the Services or in these Terms should be construed as granting any licence or right to use any intellectual property without our prior written permission.

INDEMNITIES AND DISCLAIMERS

Disclaimers

The Platform and Services are provided on an “as is” and “as available” basis without any warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, or that the Platform or Services will be uninterrupted, timely, error-free, or completely secure. Predictive Data Science does not warrant that the Platform or Services will meet your specific requirements, that outputs will be accurate, complete, or suitable for your circumstances, or that any defects or errors will be corrected. You acknowledge and agree that your use of the Platform and Services is at your sole risk.

We implement reasonable technical and organisational measures designed to protect the security and integrity of the Platform and the Services. However, we do not warrant that the Platform or Services will be uninterrupted or error-free, or that any information, data, content, software, or other material accessible through the Platform or the Services will be free of bugs, viruses, worms, trojan horses, or other harmful components.

To the maximum extent permitted by applicable law, Predictive Data Science, its shareholders, directors, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, goodwill, or other intangible losses, arising from or in connection with (i) your use of, or inability to use, the Platform or Services; (ii) any unauthorised access to or use of our systems and/or any information stored therein; (iii) any interruption, delay, suspension, or cessation of transmission to or from the Platform (including where delivered via third-party channels such as WhatsApp, where enabled); (iv) any bugs, viruses, trojan horses, or the like transmitted to or through the Platform by any third party; (v) the accuracy, completeness, or timeliness of any outputs, insights, recommendations, or alerts, including where results are affected by the quality or availability of data sources and integrations (such as POS APIs); or (vi) any third-party systems, products, or services you connect to or use with the Services (including POS providers, messaging providers, networks, devices, or telecommunications providers).

You expressly acknowledge and agree that Predictive Data Science is not liable or responsible for the conduct of other users or third parties (including any unlawful, offensive, or improper conduct), or for any dispute between you and any third party (including POS providers, messaging providers such as WhatsApp, suppliers, customers, or your personnel) arising from or relating to your operations, data sources, integrations, or use of the Services.

Indemnities

You indemnify and hold harmless Predictive Data Science, its shareholders, directors, employees, and partners from any third-party demand, action, application, or other proceedings (including reasonable attorneys’ fees and related costs) arising out of or in connection with (i) your access to or use of the Platform and/or Services (including by your Authorised Users), (ii) any data, content, or information you provide or make available to the Platform (including via integrations such as POS APIs), including any allegation that such data infringes a third party’s rights or violates applicable law, (iii) your restaurant operations and decisions made or actions taken in reliance on outputs, insights, alerts, or recommendations from the Services, and/or (iv) any use of, or reliance on, third-party systems or channels in connection with the Services (including POS providers and messaging providers such as WhatsApp), except to the extent such losses arise from the gross negligence or wilful misconduct of Predictive Data Science or its representatives.

You agree to indemnify, defend, and hold Predictive Data Science, its shareholders, directors, employees, and partners harmless from any direct or indirect liability, loss, claim, or expense (including reasonable legal fees) to the extent arising from (a) your breach of these Terms or applicable law, (b) any onboarding information, Location information, or other data you provide that is inaccurate, incomplete, misleading, or unauthorised (including where you lack required rights, permissions, or consents), (c) any claim by a third party (including your employees, contractors, or suppliers) relating to the collection, use, or sharing of data you provide to us or connect to the Services, and/or (d) any allegation that your use of the Services (including via third-party messaging channels) infringes or misappropriates a third party’s intellectual property or other rights, except to the extent such liability, loss, claim, or expense results from the gross negligence or wilful misconduct of Predictive Data Science or its representatives.

This clause will survive termination of these Terms.

DISPUTE RESOLUTION

Negotiation: If a dispute, disagreement, or claim arises between you and Predictive Data Science, you and Predictive Data Science will try to resolve it in good faith through informal negotiations.

Mediation: If we can’t resolve the dispute through negotiation (or within any extended period we agree), either you or Predictive Data Science may refer it to an independent industry expert to mediate and help us reach a solution.

Arbitration: If the dispute still isn’t resolved after mediation, it will be finally resolved by confidential, binding arbitration under the expedited rules of the Arbitration Foundation of Southern Africa (“AFSA”), with the arbitrator appointed by AFSA.

Jurisdiction: You and Predictive Data Science consent to the jurisdiction of the appropriate South African courts. You may also use any tribunal or ombud process available under applicable law.

No publication: Neither you nor Predictive Data Science may publicise any dispute on social media or any other public platform. We both understand that doing so could cause serious harm to the other party and may result in a claim for damages.

TERMINATION OF USE

IN ADDITION TO OUR OTHER RIGHTS HEREIN, WE MAY RESTRICT AND/OR TERMINATE YOUR USE OF OUR PLATFORM AND/OR SERVICES IF YOU BREACH THESE TERMS, IF WE REASONABLY BELIEVE YOUR USE CREATES A SECURITY, FRAUD, OR COMPLIANCE RISK, OR IF WE ARE REQUIRED TO DO SO BY LAW OR A PAYMENT SERVICE PROVIDER. WHERE REASONABLY PRACTICABLE, WE WILL GIVE YOU REASONABLE NOTICE.

In the event of termination, we will remove your access to the Platform and Services. You may request deletion of your account and associated data by using the account deletion option in the App’s settings, or by emailing support@predictiveinsights.net requests are processed within 30 days after verification, subject to any lawful retention requirements.

NOTICES AND SERVICE ADDRESS

Each of the parties chooses their service address for the purposes of the giving of any notice, the serving of any process and for any other purposes arising from these Terms as being:

in the case of Predictive Data Science, at admin@predictiveinsights.net; or

in the case of the client, at the e-mail, cellphone number, and/or address provided when onboarding with us.

Each of the parties will be entitled from time to time, by written notice to the other to vary its service address to any other address which is not a post office box or poste restante, provided that the change will become effective only 14 (fourteen) days after service of the notice in question.

Notwithstanding the above, any notice given in writing in English, and actually received by the party to whom the notice is addressed, will be deemed to have been properly given and received, notwithstanding that such notice has not been given in accordance with this clause.

GENERAL

Relationship Between the Parties: The relationship of the parties, inter se, shall be governed by these Terms and nothing contained herein shall be deemed to constitute a partnership, joint venture, employer/employee agreement, agency agreement, or the like between them. No party shall by the reasons of the actions of the other party incur any personal liability as co-partner to any third party.

Force Majeure: If either party is prevented, whether in whole or in part, or delayed from performing any of its duties, functions or obligations under these Terms, whether timeously or at all, due to an event out of their control (which for the purposes hereof shall mean war, political riots, civil commotions, electrical load-shedding or surges, legal prohibitions or restrictions, epidemics, pandemics, governmental lockdowns, fire, floods or other similar natural disasters), then such failure shall not constitute a breach under these Terms, and the obligation to perform shall be suspended to the extent and during the continuance of such prevention provided that the parties shall use their reasonable commercial endeavours to minimise any delay occasioned

Change Without Notice: The Platform and these Terms are subject to change without notice. These Terms are updated or amended from time to time and will be effective once we upload the amended Terms to the Platform. Your continued access or use of the Platform constitutes your acceptance to be bound by these Terms, as amended. It is your responsibility to read these Terms periodically to ensure you are aware of any changes.

Entire Agreement: This document contains the entire agreement between the parties in relation to the subject matter hereof. Save as contemplated above, no alteration, cancellation, variation of, or addition hereto will be of any force or effect unless published on the Platform.

No Indulgence: No indulgence, leniency or extension of time granted by Predictive Data Science shall constitute a waiver of any of Predictive Data Science’ rights under these Terms and, accordingly, Predictive Data Science shall not be precluded as a consequence of having granted such indulgence, from exercising any rights against the client which may have arisen in the past or which might arise in the future.

Importation of Words: Words importing the singular will include the plural and vice versa. Words importing one gender will include the other genders, and words importing persons will include partnerships, trusts, and bodies corporate, and vice versa.

Headings as Reference: The headings to the paragraphs in these Terms are inserted for reference purposes only and will not affect the interpretation of any of the provisions to which they relate.

Governing Law: Your access and/or use of the Platform and/or the Services, any downloaded material from it and the operation of these Terms (including any transaction concluded pursuant thereto) shall be governed by and construed in accordance with the laws of the Republic of South Africa.

Failure to Pay: In the event of a client failing to pay any amount timeously or breaching these Terms, the client shall be liable for all legal costs (on the scale as between attorney and client) (including collection commission) which may be incurred by Predictive Data Science in relation to the payment failure or breach.

Severability: Each sentence, paragraph, term, clause and provision of these Terms and any portion thereof shall be considered severable and if for any reason, any such sentence, paragraph, term, clause or provision is held to be invalid, contrary to, or in conflict with any applicable present or future law or regulation or in terms of a final, binding judgment issued by any court, it shall to that extent be deemed not to form part hereof and shall not impair the operation of, or have any effect upon such other sentence, paragraph, term, clause or provision hereof as may otherwise remain valid or intelligible, which shall continue to be given full force and effect and bind the parties hereto.

Prohibited Provision: No term or condition of these Terms is intended to breach any peremptory provisions of any consumer protection legislation and any regulations thereto ("Prohibited Provision"). Any breach of any such Prohibited Provision shall be governed by the provisions above.

Questions? Contact us.